I have dropped the monthly payment amount to $100/mo and made that retroactive to the beginning of 2023.
There are three payment options available:
$200/month, which includes $100 for the current month and $100 for a previous month. This option will run for 18 months until all previous months are paid.
$300/month, which includes $100 for the current month and $200 to cover 2 previous months. This option will run for 9 months until all previous months are paid.
$400/month, which includes $100 for the current month and $300 to cover 3 previous months. This option will run for 6 months until all previous months are paid.
$600/month for 4 months. This would cover the past due amount and the rest of 2024. No additional payment would need to be made until January 2025.
$1000/mo, which includes $100 for the current month and $900 to cover 9 previous months. This option pay off all previous months in two payments.
$1800 one-time payment then $104/mo after. This would pay off all previous months in one payment and begin monthly payments going forward.